Getting the right loan with payments you can afford has always been a challenge. And the consequence of getting things wrong are expensive. Finding … Read More about Get a loan you can afford
About missed payments
A missed payment is when you’ve not made a repayment due under a credit agreement. For example – missing that month’s credit card repayment. These are … Read More about About missed payments
A default can stop you getting credit, but what is it and what can you do about it?
One or two missed payments might not be too serious. These are referred to as ‘early delinquency’. However, when you’ve reached between three and … Read More about A default can stop you getting credit, but what is it and what can you do about it?
An introduction to credit scoring
So, what exactly is credit scoring? A credit score is a three-digit number that can determine whether your loan application is accepted. Also, … Read More about An introduction to credit scoring