We’ve been locked away in our homes for more than a year. No wonder many of us are thinking that it would be much more comfortable in our own … Read More about Getting a mortgage with a poorer credit history
How to get credit when you’ve never borrowed before
People using our money tips service have been telling us how difficult it can be to get credit when you've never borrowed before. A catch-22... No … Read More about How to get credit when you’ve never borrowed before
Coming to the end of a payment holiday
If you're coming to the end of a payment holiday, your lender will contact you about what happens next. Payment holidays are offered in 3-month … Read More about Coming to the end of a payment holiday
Taking a payment holiday
As Covid-19 continues to cause financial distress for many households, you may be considering taking a payment holiday. A full payment holiday is … Read More about Taking a payment holiday
Maintaining your credit score during Covid-19
Maintaining your credit score during Covid-19 means you’re more likely to be accepted for loans and charged lower rates. If your finances have … Read More about Maintaining your credit score during Covid-19
What is a credit union?
A credit union is a not-for-profit co-operative, providing loans and savings accounts to its members. To become a member you must belong to a 'common … Read More about What is a credit union?