If you rate your credit score as 'OK' but not great, you’ll need to sort out things like: High balances on credit cards and overdrafts High … Read More about How to turn your credit score from OK to GREAT
If you have a poor credit score, it is likely that you’ll need to address a number of issues. The most likely are: Missed payments County … Read More about What to do about a LOW credit score
A missed payment is when you’ve not made a repayment due under a credit agreement. For example – missing that month’s credit card repayment. These are … Read More about About missed payments
Credit Reference Agencies (CRA) are also referred to as credit bureau. CRA's hold and share information about your financial situation. It is where … Read More about What is a credit reference agency?
One or two missed payments might not be too serious. These are referred to as ‘early delinquency’. However, when you’ve reached between three and … Read More about A default can stop you getting credit, but what is it & what can you do about it?
So, what exactly is credit scoring? A credit score is a three-digit number that can determine whether your loan application is accepted. Also, … Read More about An introduction to credit scoring