If you've suffered a financial hit because of Covid-19, there’s no better place to start than seeing if you can maximise your income. There are the … Read More about How to maximise your income during Covid-19
A credit union is a not-for-profit co-operative, providing loans and savings accounts to its members. To become a member you must belong to a 'common … Read More about What is a credit union?
When you apply for a loan, a lender cares about how much you already borrow compared to how much you earn. This is what they call a ‘debt … Read More about What you need to know about Debt Ratios
You might have a great credit score but... If you are... At your credit card / overdraft limits AND Spending a significant proportion of … Read More about Why being at your credit limit reduces your credit score
Lenders love stability. Living in the same house. Staying in the same job. Only applying for credit occassionally... The electoral roll is an … Read More about Being on the electoral roll is a sign of stability
If you're managing to stay on top of your credit repayments and generally spend less than 10% of your monthly income on debts then … Read More about If your credit repayments are under control it may be time to start saving